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Insurance

NIRVANA INSURANCE GUIDE
Insurance is an important topic when travelling abroad to race. We have tried to make things as easy as possible for you, to make sure that you have the appropriate cover for your race. We offer a range of solutions that can be purchased when entering an event on on-line or directly via our preferred Yellow Jersey (with a Nirvana customer discount).

EVENT ENTRY FEE INSURANCE
Event entry fee cover you for a refund of the race entry fees, if you aren’t able to attend your event due to an unforeseen reason, like Injury or illness or you having problems with travel arrangements. As will all things there are T&C’s so it’s worth reading them through if you’re interested in this cover.

How can I buy EVENT ENTRY FEE INSURANCE?
We have worked with Yellow Jersey Cycle Insurance to design bespoke cover just for our guests. Yellow Jersey Cycle Insurance arranges insurance for Nirvana which provides cover for our guests under a “group policy”. In other words our customer’s do not purchase an individual policy but opt-in to a group policy which covers all our guests.  You can opt-in to be covered under the group policy when entering an event on-line, it’s very straightforward.

HOW MUCH DOES IT COST?
If you have booked accommodation for an IRONMAN, IRONMAN 70.3, ITU or ETU event through Nirvana, you receive event entry fee cover for FREE!

If you are entering the Simplyhealth Great North Run you can purchase this when signing up for an additional £5

For full details on the cover offered under Nirvana’s group policy please click HERE

TRAVEL INSURANCE

Travel insurance is a requirement for all our customers who are travelling abroad to race and we suggest you purchase a triathlon specific policy. From our experience most standard travel insurance supplied do not cover the actives arranged by Nirvana. Ask yourself 2 questions;

  1. Have I checked my travel insurance covers holidays where the primary purpose is cycling (i.e. a training camp)?
  2. Have I checked it covers me if I’m taking part in a timed event?

In much the same way as you buy travel insurance for winter sports, our partner Yellow Jersey has made triathlon travel insurance simple and easy to understand. Buying travel insurance for triathlon has always been needlessly complicated, so Yellow Jersey’s aim has been to make the cover they offer people cycling abroad absolutely clear. We have worked with Yellow Jersey to design a triathlon travel insurance product which fits the needs of our customers without sacrificing any aspect of normal insurance cover.

HOW DO I BUY TRAVEL INSURANCE?
Very soon we will be allowing you to purchase a 5 day policy to Europe whilst booking your accommodation through our site. In the meantime you can purchase Yellow Jersey’s Travel Insurance directly on their site using a Nirvana customer discount.

WHAT ARE THE MAIN BENFITS OF THE TRAVEL INSURANCE?

WHY DO I NEED SPECIALIST BIKE INSURANCE?
The simple answer is that home insurance cover is likely to be inadequate when covering your equipment riding, racing or training worldwide.  Home insurance focuses mostly on theft, we know that your needs are much wider than that. From theft to crash damage, alongside numerous other benefits specialist bicycle insurance is a must have for any aspiring triathletes competing abroad.

CAN I GET COVER JUST FOR MY TRIP?
Yes, Yellow Jersey Cycle Insurance arranges insurance for Nirvana which provides cover for our guests under a “group policy”. In other words our customer’s do not purchase an individual policy but opt-in to a group policy which covers all our guests.

Where you opted-in to include cover for your bicycle and contributed to the cost, you will have cover against accidental damage and theft, up to £5,000 subject to your bikes value for the length of your trip.

HOW MUCH IS IT?
We have kept things very simple, as a group policy we provide blanket cover for our guest and it not compulsory, we charge a flat £48.00 to add you to our policy and it covers the entire length of the trip.

We recommend that you read the full policy for all terms and conditions which can be viewed HERE
 

CAN I BUY ANNUAL INSURANCE FOR MY BIKE?

Yellow Jersey offer three Bicycle Insurance policies designed to cover whatever type of cycling you enjoy. For cyclists and triathletes riding and racing worldwide, their Ultimate Bicycle Insurance provides the most comprehensive level of cover.

The policy includes as standard:

As a Nirvana customer, you will be able to claim a 10% discount with when purchasing Yellow Jersey Bicycle Insurance.


BRITISH TRIATHLON MEMBERSHIP, WHAT DOES IT COVER?
Your British Triathlon membership is often compulsory for taking part in a UK triathlon and it will cover you whilst racing and training for public liability up to £15m. If you are simply commuting, riding purely for leisure or more importantly racing a non-sanctioned race outside the UK (such as Ironman) then you will need additional liability insurance, please ensure you have the correct cover.

British Triathlon membership also does not cover your bicycle or medical expenses even when you are racing as GB athlete abroad so should you or your bike be damaged during a race you will require appropriate cover.

If you require further information on insurance, please contact the Nirvana office; travel@nirvanaeurope.com or 0191 2571750.

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